Are you a financial advisor? Financial planner?

I have taken all the coursework to sit for the Certified Financial Planner (CFP®) exam; however, I don't plan to take the CFP® exam and have not earned this designation.

What's the difference between a financial advisor and what you do?

According to this Smart Asset article: "In general, you would turn to a financial coach for help saving money and a financial advisor for help investing and growing money. A financial coach works with clients who have few assets and need general financial help." My focus is a blend of financial coaching/counseling/therapy, and I do not use a one-size-fits-all approach to our sessions. Depending on your circumstances, working with me regarding daily financial decisions can complement your adviser's services.


What is a Certified Financial Therapist-I™ (CFT-I™)?

The Financial Therapy Association has spent the last several years designing a certification process for those specializing in financial therapy practices. It launches Summer 2019 and I intend to apply and complete it (FTA website).

How much do you charge?

My goal is provide education, coaching, and accountability at an affordable rate. Paying for the session helps individuals feel invested in the process while enabling me to fund the website, marketing, free workshops, and continuing education. My introductory meeting (30 minutes) is based on  "pay what you want".  Should you want to continue working with me, we will make a plan together that works for your unique circumstances (see "Work with Me" page for details).

How do we meet?

Online: I'll set up a Zoom virtual meeting where we can talk through a video session. This will give us the chance to see each other and share information at a time that is mutually beneficial. I'll send detailed information on how to join the virtual meeting. 

In-person: Join me at The Lodge, an amazing co-working space at 231 N. Main Street in Edwardsville, Illinois. We can chat and enjoy complimentary coffee or a beer. Bring your lunch or snack if that helps with your busy schedule.

What do I need to do to prepare?

We will spend some time talking about your finances, so be prepared to share some goals and dreams of where you are and where you want to be. For the YNAB meeting, please see the data form linked here.

What is YNAB?

You Need a Budget (referred to as "Y-NAB" for short) has changed the way I view my checking account and budget. There are four basic rules that are simple and practical. There are many tutorials and workshops to explain how to use the program. There is a free trial and then an annual fee (less than $100). No credit card or payment is needed to check out the free trial. And students can request a free one-year trial. I do not work for YNAB, but just personally love using it. 

Read this flyer if you want to learn more about my personal financial training program that centers on the YNAB system.